GPAI INTELLIGENCE
PORTAL 2026
The USA’s first AI-driven marketplace for Auto, Life, and Health Insurance. Compare 2,500+ carriers in milliseconds.
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Active Users
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States Covered
The 2026 USA Insurance Landscape
Auto and Life insurance in the United States have undergone a massive transformation in 2026. With the integration of GPAI’s neural risk assessment, drivers in high-premium states like Michigan and Florida are seeing a significant reduction in annual costs. Our engine doesn’t just look at your credit score; it analyzes real-time telematics and local risk variables.
[Image of a bar chart comparing top 5 US car insurance companies by average premium rates in 2026]Understanding State Liability Limits
Every state has different requirements for minimum liability. For example, Texas requires 30/60/25 coverage, while California is moving towards higher limits to match inflation. GPAI ensures you stay legal while paying the absolute minimum.
| Coverage Type | Recommended Limit | GPAI Savings |
|---|---|---|
| Bodily Injury | $100k/$300k | Save 15% |
| Property Damage | $50k | Save 10% |
| Life Term | 10x Income | Save 25% |
Smart Savings Calculator
Enter your current premium to see how much our AI can shave off your monthly bill. On average, GPAI users save $640 per year.